S.J. Rayner (Cars) trade prices to the public since 1988
Financing your vehicle
Hire Purchase (HP) is the traditional way to finance a car. HP is very similar to borrowing a sum of money from a bank and paying it back over a fixed period of time, with interest.
Hire purchase is a type of secured loan which are often preferred over unsecured loans because they allow a greater borrowing limit and increase levels of acceptance. The term "secured loan" means, a loan that the lender can secure against an asset, in this case, a car.
Just some of the benefits of borrowing from S J Rayner Cars
1. Simplicity – you decide the deposit and you decide the term to suit you personal needs. The rate we quote is the rate you get meaning a fixed monthly payment making you monthly budgeting simple.
2. Convenience – we can arrange the finance on site within the hour and we require minimal information, we DON’T want to know what you spend you earnings on unlike many high street banks & direct lenders.
3. Additional Benefits – all you need is you driving licence and 2 forms of address simple.
4. Reassurance – borrowing you money through S J Rayner Cars means you know exactly what you paying for your new car and you are borrowing from one of the leading lenders in the motor industry.
BEEN REFUSED CAR FINANCE
When you apply to us for car credit you can be sure that no other specialist car finance company works harder to get you the credit approval you need to buy the car you want!
Even if you've been refused for car credit elsewhere due to CCJ's - Poor Credit History - Ex- bankrupt - Self Employment - Armed Forces - Provisional or EU License or any other reason it doesn't matter to us. We have relationships with lenders that brokers do NOT!!, which makes us your first call for car credit approval in the UK.
We also know how important it is to stock a wide range of vehicles in order to satisfy the needs of our customers. So whether you need an affordable family saloon, or an economical hatchback you should make us your first and only call.
Re-payment terms are agreed to suit your household budget. All of the cars we sell undergo a rigorous pre-delivery safety inspection and we provide a free mechanical breakdown warranty with every car!
Subject to terms and conditions
- 01562 82013107796 171343
|Monday||08:30 - 18:30|
|Tuesday||08:30 - 18:30|
|Wednesday||08:30 - 18:30|
|Thursday||08:30 - 18:30|
|Friday||08:30 - 18:30|
|Saturday||08:30 - 17:30|
|Sunday||11:00 - 16:00|
Please call us to arrange a viewing to avoid disappointment, also if you wish to view one of our cars outside these hours please call to arrange an appointment time.